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Prigovori
Term Deposit With Access to Funds
Security and flexibility.
Why choose between financial stability and flexibility when you can have both?
Term deposit with access to funds is a smart choice when you want a secure return while still keeping access to part of your funds — at any time.
If needed, you can withdraw up to 50% of your funds, either all at once or in several installments, without terminating the entire deposit. Interest on the full amount is calculated for the period until a portion of the savings is withdrawn, and after that, interest continues to accrue on the remaining balance.
No fees for transferring savings between accounts
Option to withdraw part of the funds without losing interest
Available for savings in EUR and RSD
What does Term deposit with access to funds offer you?
• 50% of your savings available at any time, without losing interest*
• 12-month term in branch, available in EUR or RSD
• NIR 3.00% for EUR and 4.50% for RSD
*If you withdraw up to 50% of your savings, interest continues to be calculated on the remaining balance in your account.Interest on the withdrawn funds is calculated up to the date of withdrawal and paid together with the principal at the end of the deposit term to the client’s non-term account.
Representative examples
Representative example for “Term deposit with access to funds” savings for 12 months in EUR – NIR 3.00%
Representative example for “Term deposit with access to funds” savings for 12 months in RSD – NIR 4.50%.
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