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What You’ve Been Dreaming of. Quickly Realized.

We understand that good things take time—that’s why we’re here to help you put your plans into action quickly and easily. AikBank cash loan is available to you without the need to submit proof of income or an administrative salary assignment. Loan approval is possible in as little as one hour. Once you’ve planned everything, we’re here to support you—because we understand you.

No need to submit any documentation

In just one hour

Fixed monthly installment

What Does an AikBank Cash Loan Offer You?

• No need to submit proof of income or an administrative salary assignment (we take care of that with your consent)* • Once the documentation is complete, you’ll receive a response within one hour** • Fixed interest rate of 7.95%*** (EIR from 8.30%) • Loan amount up to RSD 5,000,000 • Repayment period up to 71 months * Income data is retrieved from the E-Platform portal. The income certificate from the E-Platform is used if it contains all required information. ** Loan approval is subject to meeting credit eligibility requirements. *** The nominal interest rate applies to clients who have not received salary payments to an AikBank current account in the past 3 months and who will transfer their salary to an AikBank current account. Offer valid until July 31, 2025.

Cash loan calculator

Da dobijem kredit što pre
Da mi rata bude fiksna
Želim kredit u sledećem iznosu:
100.000RSD
Zaokruži na (RSD):
10000
I da otplatim u roku od:
12MESECI
Zaokruži na (Mesec):
6
Example of a cash loan with a fixed interest rate for private individuals who will transfer earnings to a current account in AikBank
Example of a cash loan with a fixed interest rate for private individuals receiving their salary via a package account held at AikBank
Loan Conditions with a Fixed Interest Rate
Required Documentation

AikBank Housing Loan

Your first apartment is more than just a roof over your head – it's the beginning of your new story. That story can start sooner when initial costs are lower, which is why we make it possible for you to get your first apartment with a 10% down payment. With a maximum loan amount of up to 500,000 euros, the AikBank housing loan gives you enough flexibility to create your new home exactly the way you want. We’re here to make your journey to your new home easier – because we understand you.

Learn more

Frequently Asked Questions

Who can apply for a cash loan?
What is the maximum amount I can get?
What is the repayment period?
How quickly can I receive the money?
What documentation is required?
What are the conditions for loan refinancing?
What are the conditions for early loan repayment?
Can I apply for a loan online?