Aik Start payment account with basic services

With online account opening, you pay 0 RSD for monthly maintenance for the first 6 months, and you can also apply for a 200,000 RSD cash loan** and repay the same amount.

Aik Start

payment account

150 / 0 RSD

per month*

Open an account online

Win an apartment or one of 60+ valuable prizes

Open an account online and, by 16 November 2026, make three separate payments of at least RSD 500 each via AikBank mobile app, for a chance to win a trip to Madrid or Paris, an iPhone 17 Pro Max, a Samsung Galaxy Z Fold7, an eBike, a premium health package or one of many shopping vouchers.

More info

Why Aik Start payment account?

Pension up to 7 days in advance
Earlier in relation to the official payment of the PIO fund.
DinaCard debit card
Cash withdrawals in the AikBank network and payments in Serbia are free of charge.
AikBank mobile application
Payments on the go.**
Open an account online

Bank on the go

AikBank mobile aplication

Install the mobile banking application and take advantage of all the features for secure and fast payments.

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Benefits in detail

The prize draw lasts from 5 October until 18 November 2026.. See Prize Draw Terms and Conditions.

15 minutes is the average time it takes to open an account online.

*If you open an account online by November 16, 2026, you will not pay monthly account maintenance for 6 months. After 6 months, the account maintenance fee is 390 RSD per month.

**After opening an account, if you transfer your earnings within 45 days, you can apply for a welcome cash loan of 200,000 RSD within the next 60 days from the date of transfer of earnings, and you can submit your request at our nearest branch.

See a representative example.

When you want more - Aik Advance package

Use digital solutions that follow the rhythm of your everyday life and work for you.

  • Payment in advance up to 7 days
  • Non-stop savings in RSD with 5% interest
  • A more favorable exchange rate for buying euros

More about Aik Advance package account

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A detailed description of services and associated fees can be found on the page: Tariffs of fees for services.