Type of loan: Cash loan in RSD with a fixed interest rate; Loan amount: RSD 200,000; Credit currency: Dinar credit; Loan indexing method: No indexing criteria; Nominal annual interest rate (NKS, fixed): 0%; Effective interest rate (EKS)*: 0%; Repayment term: 24 months; Monthly annuity (monthly installments), total number of installments 24: RSD 8,333.33; Credit application processing fee (one-time): not charged; All costs/fees that are borne by the user and are included in the EKS calculation: Bill of exchange - RSD 0, Credit bureau report - RSD 0, Confirmation from the ePlatform - RSD 0, Fee for monthly account maintenance - RSD 0; Means of security: Bill of exchange; Total price of the loan in RSD (amount of interest, fees and expenses): 0 RSD; The total amount that the user pays based on the loan agreement (principal, interest, fees and costs): RSD 200,000

The offer is valid with the transfer of earnings to the AikBank current account.

*EX calculated on June 10, 2026. year. The amount of interest represents the sum of the total regular and intercalary interest.

Intercalary interest is due on 15.06.2026. year, is equal to the nominal annual interest rate and is charged for the period from the release of the loan to the exchange rate until the start of the calculation of the first annuity on the loan.

Understanding makes a difference: Borrowing money costs money.