Aik Supreme
790/0 RSD /per month*
Aik Advance
390/0 RSD /per month*
Aik Start
150/0 RSD /per month
- Includes all Aik Advance benefits +
- 0 RSD fees on mBanking transactions
- Middle exchange rate for Euro purchase
- Mastercard Gold Debit card
- Additional service: Salary Advance
- Additional service: Non-stop Savings
- *first 6 months 0 RSD (regular price: 790 RSD)
- Includes everything from the Aik Start account +
- Foreign currency account
- Google Pay and Apple Pay
- Mastercard Standard debit card
- Additional service: Salary Advance
- Additional service: Non-stop Savings
- *first 6 months 0 RSD (regular price: 390 RSD)
- Pension up to 7 days in advance
- DinaCard debit card
- Aik mBanking app
- *first 6 months 0 RSD (regular price: 150 RSD)
How to open an account online?
1
Start the process
By clicking the "Open an account" button, you will start the account opening process for your chosen package. You will need a stable internet connection and a mobile phone or laptop. At the beginning, enter your personal details, verify your email address and mobile phone number, and then follow the further steps.
2
Complete the video identification
During the account opening process, you will have a short video verification call with one of our agents. This service is available every working day from 8 AM to 8 PM, and on Saturdays from 8 AM to 7 PM. If you started the process outside of these working hours, your previous steps are not lost. You will receive a link via SMS and email, allowing you to pick up right where you left off.
3
Sign the contract
Following the call and verification, you will download your contract documentation and sign it using an OTP code sent to your phone. Once the code is entered, the contract is signed and your account is active.
4
Transfer your salary and enjoy the benefits
Once the process is complete, you will receive an SMS containing your LIB (Personal Identification Number) and instructions for activating the mBanking service. Through mBanking, you will be able to set up and, when needed, activate services such as "Salary Advance" and "Non-stop Savings," giving you the power to manage your finances more easily.
Frequently Asked Questions (FAQ)
What do I need to open an account online?
To open an account online, you will need a valid ID card or passport, a mobile phone with a camera, a stable internet connection, and 15 minutes of your time. The process concludes with a video identification, which is a fully secure and legally recognized method of identity verification.
Does the process really take 15 minutes?
Yes. Opening an account online takes about 15 minutes on average – all it takes is filling out the application and completing a short video identification. The process can be completed:
- On working days from 8 AM to 8 PM
- On Saturdays from 8 AM to 7 PM
You can start filling out the application on Sundays, but the video identification process can be done only during the working hours mentioned above. In certain cases, the process may take longer than 15 minutes, depending on technical conditions or additional regulatory checks.
Will I receive payment cards?
After successfully completing the online process, your cards (DinaCard and Mastercard) will be issued as soon as possible. You will then receive an SMS with instructions on how to collect them.
Is account maintenance really 0 RSD?
If you open an Aik Start payment account, or an Aik Supreme and Aik Advance package account by September 30, 2026, you will not pay a monthly account maintenance fee for 6 months. This allows you to test the functionalities of the mBanking application and benefits without maintenance costs. After 6 months, the monthly fee for the Aik Supreme package account is 790 RSD, for Aik Advance 390 RSD, and for the Aik Start payment account 150 RSD.
How does the 200,000 RSD interest-free cash loan work?
If you open an account online by September 30, 2026 and transfer your earnings within 45 days, you can submit a loan request of 200,000 RSD at any of our branches, within 60 days after transferring your earnings to your account at AikBank. The main advantage is that you pay back exactly what you borrowed (200,000 RSD divided into 13 equal installments).
What are the prerequisites for the 200,000 RSD cash loan?
As with any other cash loan, you must be a resident of the Republic of Serbia and have a permanent employment contract. You need a minimum of 6 months of total work experience, with at least 3 months at your current employer, as well as a clean credit history (Credit Bureau report).