Savings with monthly interest payments

This type of term savings allows you to earn interest every month, with flexible term deposit periods and the ability to adjust your savings to your personal needs.

For stable income and financial flexibility

Take advantage of the structure that combines attractive interest rates, monthly interest payments and simple management of your term funds. With your consent and just one visit to an AikBank branch, we transfer funds directly from your account in another bank to your account in AikBank.
Transfer funds in EUR from another bank without costs
Term period 12, 15, 25, 36 months
The minimum installment amount is EUR 5,000

01

You have an open account in AikBank

Online term deposits are available to you via the e/mBanking application, which you can activate in just a few steps:


  • Contract the mBanking service in the branch
  • Download and activate the mBanking application
  • In the app, select the "Custom Offers" option, then the "Savings" option and deposit money in just a few clicks.

mBanking

02

You do not have an account in AikBank

Online term deposits are available to you via the e/mBanking application, and see the activation steps below:


  • Open an account at one of our 110 branches
  • Download and activate the Aik mBanking application
  • In the app, select the "Custom Offers" option, then the "Savings" option and deposit money in just a few clicks.

Branch locations

You have an open account.

You do not have an account.

Representative example

Term savings with monthly interest payments for 12 months in EUR

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Deposit type Term deposit in euros with monthly interest payment
Total deposit amount 5,000
Term deposit period 12 months
Indexing criteria No indexing criteria
The currency in which the user makes the deposit EUR
Interest calculation method Proportional method
The total amount of gross interest at the end of the term 137.48
Depositor's tax liability Capital gains tax 15% (20.60 EUR)
Type and amount of all fees No fees charged to the depositor
The total amount that the user will receive after the term EUR 5,116.88 (RSD 598,734.83)
NKS 2.75% (fixed, annually)
EKS 2.36%

The calculation was made on December 25, 2024.

We participate in the mandatory deposit insurance system established in the Republic of Serbia.