Online term savings

Online term savings

Deposit funds in just a few clicks, with conditions created especially for you, and enjoy security and a stable return.

Want your money to work for you?

With online term savings, you save both money and time - quickly and easily via the eBanking or mBanking application. Without going to a branch, in just a few steps, you can arrange savings when it suits you, with a clear overview of the conditions and full control throughout the entire process.

3.50% (EUR)

NKS for online terms for 25 months (EKS 2,97%)

2,50% (EUR)

NKS for online terms for 6 and 12 months (EKS 2,13%)

3,00% (RSD);

2,00% (EUR)

NKS for online terms for 3 months RSD and EUR (EKS 1,71% EUR; 3,03% RSD)

What does AikBank online term savings offer you?

Speed and comfort

Deposit funds in RSD or EUR via the e/mBanking application in a few simple steps, anytime, anywhere.

Flexibility

The maximum installment amount of one installment is RSD 2,400,000 (max 20,000 EUR), and for larger amounts you can installment several installments

Transfer funds without costs

With your consent and with just one visit to our branch, we transfer funds in euros directly from an account at another bank to an account at AikBank.

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I am interested

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Online term savings calculator

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You have an open account in AikBank

Online term deposits are available to you via the e/mBanking application, which you can activate in just a few steps:

Contract the mBanking service in the branch
Download and activate the mBanking application
In the app, select the "Custom Offers" option, then the "Savings" option and deposit money in just a few clicks.

mBanking

You do not have an account in AikBank

Online term deposits are available to you via the e/mBanking application, and see the activation steps below:

Open an account at one of our 110 branches
Download and activate the Aik mBanking application
In the app, select the "Custom Offers" option, then the "Savings" option and deposit money in just a few clicks.

Branch locations

You have an open account

You do not have an account

Representative examples

Online term savings in EUR

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Representative example for Online term savings for 12 months in EUR NKS 2,50%

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Deposit type	Online term deposit in euros
Deposit amount	20.000,00
The currency in which the deposit is contracted	EUR
Interest calculation method	Proportional method
Deposit indexing method	No indexing criteria
Nominal interest rate (NKS), fixed, annualized	2,50%
Effective interest rate (EIR)	2,13%
Deposit payment deadline	12 months
The total amount of gross interest at the end of the term	500.00
User's tax liability	Capital gains tax: 15% (75,00 EUR)
The total amount (amount of deposit and interest) that the bank is obliged to pay	20.425,00

The calculation was made on May 5, 2026. The Bank is a participant in the mandatory deposit insurance system established in the Republic of Serbia.

Online term savings in RSD

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Representative example for Online term savings for 12 months in RSD NKS 4,30%

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Deposit type	Online term deposit in dinars
Deposit amount	2,400,000.00
The currency in which the deposit is contracted	RSD
Interest calculation method	Proportional method
Deposit indexing method	No indexing criteria
Nominal interest rate (NKS), fixed, annualized	4,30% (fixed, annually)
Effective interest rate (EIR)	4,30%
Deposit payment deadline	12 months
The total amount of gross interest at the end of the term	103,200.00
User's tax liability	Capital income tax: RSD 0.00
The total amount (amount of deposit and interest) that the bank is obliged to pay	2,503,200.00