Start saving in RSD with a 5% interest rate

With Non-stop instant access savings, your money is always available.

Non-stop instant access savings with Aik account packages

If you’re looking for a way to save while keeping your funds within reach, Non-stop RSD savings with 5% EIR is the right choice for you. There is no minimum deposit, while the maximum amount depends on your chosen account package: up to 200,000 RSD with Aik Start, and up to 1,200,000 RSD with Aik Advance or Aik Supreme, subject to regular salary transfer.

5% for RSD

EKS 5%

3% for EUR

EIR 2.55%

Monthly interest payment

To your Non stop savings account

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100% availability

You don’t have to choose between accessibility and returns.

Flexible savings adapted to everyday plans and changes.

The offer is valid for 12 months from the date of contracting Non-stop savings.
For amounts up to EUR 10,000 ( RSD 1,200,000 ) with an Aik Advance and/or Aik Superme package account and regular receipt of earnings.
For amounts up to EUR 2,000 ( RSD 200,000 ) without receiving earnings or with an AikStart payment account.

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Account packages tailored to your needs

Non-stop savings are available to you within the AikBank account package. Open an account with just one visit to the branch, and we will handle the entire process of transferring an account from another bank for you.

Aik Supreme

Complete comfort with fee-free transactions, euro exchange at the middle exchange rate, and unique services: Advance Payment and Non-stop Savings.

For complete comfort.

Aik Advance

Enhance your banking experience with unique services: Advance Payment and Non-stop Savings.

For a life tailored to you.

Aik Start

Secure and easy access to basic banking services through electronic and mobile banking.

For life now.

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Representative examples and conditions

Representative example for Non-stop demand savings in RSD

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Deposit type	A vista savings
Deposit amount	200,000.00
The currency in which the deposit is contracted	RSD
Interest calculation method	Proportional method
Deposit indexing method	No indexing criteria
Period for which the Bank accepts deposits	For an indefinite period of time
Nominal interest rate (NIC)	5% (fixed, annually)
Effective interest rate (EIR)	5.00%
The total amount of gross interest on an annual basis	10,000.00
User's tax liability	Capital income tax: RSD 0.00
The total amount (amount of deposit and interest) that the bank is obliged to pay	210,000.00

Representative example: for an amount of 200,000 RSD, assuming that the amount of funds remains unchanged for 12 months and that interest is calculated and credited after the expiration of the 12-month period.

The calculation was made on September 15, 2025

The Bank is a participant in the mandatory deposit insurance system established in the Republic of Serbia.

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Deposit type	A vista savings
Deposit amount	1,200,000.00
The currency in which the deposit is contracted	RSD
Interest calculation method	Proportional method
Deposit indexing method	No indexing criteria
Period for which the Bank accepts deposits	For an indefinite period of time
Nominal interest rate (NIC)	5.00% (fixed, annually)
Effective interest rate (EIR)	5.00%
The total amount of gross interest on an annual basis	60,000.00
User's tax liability	Capital income tax: RSD 0.00
The total amount (amount of deposit and interest) that the bank is obliged to pay	1,260,000.00

Representative example: for the amount of 1,200,000 RSD, assuming that the amount of funds remains unchanged for 12 months and that interest is calculated and credited after the expiration of the 12-month period.

The calculation was made on September 15, 2025

The Bank is a participant in the mandatory deposit insurance system established in the Republic of Serbia.

Representative example for Non-stop demand savings in EUR

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Deposit type	A vista savings
Deposit amount	2,000.00
The currency in which the deposit is contracted	EUR
Interest calculation method	Proportional method
Deposit indexing method	No indexing criteria
Period for which the Bank accepts deposits	For an indefinite period of time
Nominal interest rate (NIC)	3.00% (fixed, annually)
Effective interest rate (EIR)	2.55%
The total amount of gross interest on an annual basis	60.00
User's tax liability	Capital gains tax: 15% (9.00 EUR)
The total amount (amount of deposit and interest) that the bank is obliged to pay	2,051.00 EUR

Representative example: for an amount of EUR 2,000, assuming that the amount of funds remains unchanged for 12 months and that interest is calculated and credited after the 12-month period.

The calculation was made on September 15, 2025

The Bank is a participant in the mandatory deposit insurance system established in the Republic of Serbia.

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Deposit type	A vista savings
Deposit amount	10,000.00
The currency in which the deposit is contracted	EUR
Interest calculation method	Proportional method
Deposit indexing method	No indexing criteria
Period for which the Bank accepts deposits	For an indefinite period of time
Nominal interest rate (NIC)	3.00% (fixed, annually)
Effective interest rate (EIR)	2.55%
The total amount of gross interest on an annual basis	300.00
User's tax liability	Capital gains tax: 15% (45.00 EUR)
The total amount (amount of deposit and interest) that the bank is obliged to pay	10,255.00 EUR

Representative example: for an amount of EUR 10,000, assuming that the amount of funds remains unchanged for 12 months and that interest is calculated and credited after the 12-month period.

The calculation was made on September 15, 2025

The Bank is a participant in the mandatory deposit insurance system established in the Republic of Serbia.

Frequently asked questions

Can I use Non stop savings in any package?

Non-stop savings is not an integral part of the AikBank account package, but you can activate it as an additional service with any of the three accounts: Aik Supreme, Aik Advance and Aik Start.

How much money can I keep in the Non stop savings account?

If you have an Aik Start payment account, you earn interest on amounts up to 200,000 RSD/2,000 EUR at an EIR of 5% for RSD and 2.55% for EUR on a Non stop savings account. If you have an Aik Advance or Aik Supreme account package, you earn this interest on the following amounts:

If you do not receive earnings in AikBank - up to RSD 200,000/ EUR 2,000
If you receive earnings in AikBank every month - up to RSD 1,200,000/ EUR 10,000