Mastercard Platinum credit card

Explore special benefits created just for you.

Platinum experience

PLATINUM

Mastercard Platinum credit card

For you with refined desires and needs, we have created a unique AikBank Mastercard Platinum credit card that follows your lifestyle in the best possible way.

  • Safe online shopping - you confirm your purchase through the AikBank mobile application (an even safer and simpler way).
  • Payments at home and abroad at more than 100 million merchants - everywhere you see the Mastercard symbol.
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Immerse yourself in a world where luxury and comfort come together in a unique experience

  • Concierge Lifestyle Agent available 24/7.
  • Use of free access to Business Clubs at over 1,600 airports worldwide, through the Lounge Key program.
  • Platinum insurance package.
  • Special menu of the Contact Center. Fast money transfer abroad.
  • Urgent creation and delivery of the card.
  • Exclusive and privileged access to benefits within the platforms: www.mastercard.rs (premium program) and www.priceless.com.

I want a card

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Withdrawal without fees

Cash withdrawal at ATMs without fees for the first three transactions during the month, in the country, at the counter and ATM of AikBank and other banks, as well as one cash withdrawal transaction without fees during one calendar month up to EUR 500 at an ATM abroad.

Prerequisites for obtaining Platinum status

Personal income of €2,500 or more
Term deposit in AikBank in an amount equal to or greater than €50,000
Ownership of real estate with a value equal to or greater than €200,000
Owner of a private business for more than 2 years
*it is necessary to meet 2 of the 4 given criteria
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Conditions for maintaining Platinum status

AikBank reserves the discretionary right to review the client's status at any time. In the event of loss of status, you may continue to use the product, under the terms and conditions that have already been approved for you, until their expiration. The Bank periodically checks the fulfillment of the conditions for obtaining Platinum status during the year and notifies the client of any loss of status.

How to lose Platinum status: Failure to meet set criteria

Mastercard Platinum Credit Card Terms and Conditions

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Loan type Mastercard Platinum credit card
The currency in which the limit is approved RSD
Limit amount EUR 20,000.00 – EUR 150,000.00 The credit card spending limit is approved based on the term funds in a dedicated deposit account in dinar equivalent at the middle exchange rate of the NBS on the date of application.
Repayment period 36 months
Nominal interest rate NKS 9.5% per annum - Fixed
Calculation method Proportional
Security instruments Dedicated deposit 100%
Currency EUR
Calculation method proportional
Term deposit period 36 months aligned with the card's validity period
Bank fee

Monthly fee RSD 5,000.00 basic card*

Monthly fee RSD 1,500.00 additional card (up to 4 cards)*
Credit card debt repayment

Interest-free period of up to 45 days depending on the transaction date

Interest and monthly fees are due by the payment deadline specified on the monthly statement.

Principal due upon card expiration

*Costs borne by the user are known at the time of advertising and are included in the calculation of the effective interest rate.

A representative example of a Mastercard Platinum credit card

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Type of credit / payment card Mastercard Platinum credit card
Total credit amount / limit per credit card 2,400,000 RSD
Currency RSD
Loan indexing method No indexing criteria
Revolving percentage 0% - principal is due once upon expiry of the plastic card's validity period
Interest calculation method proportional
Nominal interest rate 9.5% annually (0.79% monthly)
Effective ks calculated on 31.01.2025. 13.49%
Security measures Bill of exchange/Dedicated time deposit
Contract duration, i.e. repayment period 36 months (plastic shelf life)
All costs/fees that are borne by the user and are included in the EKS calculation

Monthly membership fee - 5,000 RSD

Credit Bureau Report - 0RSD

Bill of exchange - 0 RSD
Total cost of the loan in RSD (amount of interest, fees and costs) 245,986.93 RSD
The total amount that the user pays on the basis of the loan agreement in RSD (principal, interest, fees and costs) 2,645,986.93 RSD

Understanding makes a difference: borrowing money costs money.
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Understanding makes a difference: borrowing money costs money.

How to stay safe in the online environment?

In the digital world, protecting your personal information is crucial. Scams through fake messages, phishing sites, and suspicious links often seem convincing, but they can seriously compromise your security.

It is important that you know the basic rules of protection in the online environment - from recognizing scams and careful password management, to the responsible use of technologies.

Visit the Internet Security page and learn how to spot risky situations in time and how to protect yourself at all times.

Learn more

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