STANDARD
Mastercard Standard credit card
- Delayed payment up to 50 days.
- The possibility of dividing the transaction into 12 installments.
- Revolving debt repayment model. Activation and use of the digital wallet.
- Safe online shopping.
- Cash withdrawal and payment in the country and abroad.
GOLD
Mastercard Gold credit card
All features apply as for Mastercard Standard credit card plus additional benefits:
- International travel health insurance.
- Secure Wallet insurance - refund funds in case of theft.
- Three free entries to business clubs at more than 1,600 airports.
PLATINUM
Mastercard Platium credit card
All features apply as for Mastercard Standard credit card plus additional benefits:
- Use of free access to Business Clubs at over 1,600 airports worldwide, through the Lounge Key program.
- Platinum insurance package.
- Special menu of the Contact Center.
- Fast money transfer abroad.
- Urgent creation and delivery of the card.
- Concierge Lifestyle Agent available 24/7.
- Free cash withdrawal: three transactions. per month in the country and one up to 500 EUR per month abroad.
GREAT
Credit Mastercard Super Card
AikBank credit Mastercard Super Card is a revolving credit card and Super Card for collecting points when shopping in Idea, Roda and Mercator stores. With each purchase outside the network of the Super Card partner, you collect points in the amount of 0.5% of the transaction amount, both in the country and abroad.
An even safer and more convenient way to confirm your payments with AikBank payment cards on the Internet through your AikBank mobile application.
Frequently asked questions
Why a credit card?
A credit card is your reliable partner when you need quick access to additional funds or want to split a larger purchase into monthly installments. With a credit card, you use the funds you need within the pre-approved limit, and these are the funds on which you pay interest. You can pay off credit card debt using the revolving model, minimum 5% of the amount spent, in full or in installments. Plan your spending according to your needs and possibilities.
Is interest always paid on spent funds or is it possible to use the card without interest?
You will not be charged interest for your purchases if you pay the total amount by the payment deadline stated on your credit card monthly statement. In case you divided the transaction into installments and settled the entire installment by the payment deadline specified on the monthly statement, you will not be charged interest on the due installment (the user pays a one-time fee for dividing it into installments in accordance with the Bank's Tariff in the amount of 5%, minimum 500 RSD).
How is the credit card limit determined?
The limit, that is, the amount of available funds, is determined based on your creditworthiness. Creditworthiness is calculated based on your monthly income and existing debts, which are recorded in the Credit Bureau report.
Is it safe to pay by card on the Internet?
Paying with cards on the Internet is safe. You confirm the purchase through the AikBank mobile application (an even safer and simpler way). It is only important to check with your bank advisor that your mobile phone number is up to date).
How to stay safe in the online environment?
In the digital world, protecting your personal information is crucial. Scams via fake messages, phishing sites, and suspicious links often seem convincing, but they can seriously compromise your security.
It is important that you know the basic rules of protection in the online environment - from recognizing scams and careful password management, to responsible use of technologies.
Visit the Internet Security page and learn how to spot risky situations in time and how to protect yourself at all times.