We understand how important support is even at the beginning
Starting your own business brings a lot of excitement and numerous questions.
From the very start, it is important to have a reliable partner who understands your needs and offers solutions that make your first steps in business simpler and safer.
Because we understand that different stages of business require different support, we have prepared customized offers for your business to make your daily financial management easier and provide stable support for growth.
More details about the offer for newly established companies
*A newly founded company is one that has been operating for up to three months.
**With this offer, you can rent the POS device free of charge for the first 6 months, and after that period, if you generate turnover over RSD 150,000, the rental fee is not charged, otherwise the price is calculated according to the bank's official tariff.
Aik Biz Advance package account
No monthly maintenance costs for 12 months
Why Aik Biz Advance package account?
- Dinar and foreign currency account
- 12 months without fees for all orders in dinar payment transactions, and after that fee waiver for orders to one selected account
- No maintenance costs for Aik eBiz and Aik mBiz electronic and mobile banking
- DinaCard and Mastercard Business debit cards for payments in the country, abroad and on the Internet
- Cash payment on devices (55 RSD per order)
After the expiration of the 12-month period, the Aik Biz Advance package is available at a price of RSD 890 per month, or RSD 490 for clients with an average account balance of over RSD 1,000,000.
Support for newly established companies
We understand that good things take time, so we are here to help you put your plans into action quickly and easily.
01
Solutions for everyday life in the first year of business
To further improve your business and provide customers with simpler payment methods, the following services are available to you:
- POS terminals - enable card payments and eCommerce solutions - to fully digitalize your business and offer your products on the online market.
- Depositing purchases at ATS machines and ATMs – make payments quickly and without waiting, whenever it suits you.
- Business Assistant –to perform most common banking tasks without visiting a branch.
02
Flexibility and additional liquidity after the first year
After the first year of business, you will have access to a Dinamik credit line per account, which allows you to easily bridge short-term costs and seasonal fluctuations.
- Higher limit with higher turnover in AikBank
- Fixed interest rate and no processing fee
- Term up to 24 months, with a bill of exchange as collateral.
03
Financial support for growth and development after the second year
When a business enters a growth phase, it is important to have access to efficient and flexible sources of financing. We offer various credit support models, tailored to the needs of your business:
- Working capital loan - ensure the liquidity of your business
- Revolving credit - flexible access to additional funds
- Credit card for business users – a practical solution for everyday expenses
- Investment loan – for larger business ventures and strategic development. With us, your business can start and develop more safely, smarter and faster. Because we understand you.
First year
After the first year
After the second year