Bills of exchange

From December 1, 2025, AikBank allows you to use e-Bills, a digital version of the classic, paper bill of exchange, as a way to further speed up and simplify your business.

What do you need for eMenica?

Access to the CReM portal
Active Asseco Office Banking or Halcom solution
Qualified eCloud certificate issued by eGovernment

Easier management

All operations related to e-Bills - their creation, issuance, storage, transfer, submission for collection and deletion - will be performed in one location, in the Central Registry of Electronic Bills of Exchange (CReM portal). The CReM portal is accessed via an e-banking solution, and all activities on the portal itself require a qualified electronic signature (ConsentID application of the Office for IT and e-Government).

In addition to eBill, you can continue to use paper bills, under the same conditions as before.

The Bank will collect fees for executed actions by e-bills of exchange from March 1, 2026.